About NoDCC

One mission: pay in local currency, skip dynamic currency conversion.

Why we exist
Travel is expensive enough. Dynamic currency conversion (DCC) makes it worse by offering “your home currency” at a poor exchange rate—at ATMs, card terminals, and online. NoDCC is a tiny tool with a big job: show the true rate, explain DCC, and help you decline it with confidence.

What NoDCC does

• DCC Calculator: compare local vs DCC totals with live FX.

• Refusal Card: one-tap, multilingual card (“charge me in local currency”) you can show at an ATM or POS.

• Guides: plain-English explainers for DCC at ATMs, POS, and e-commerce—Visa and Mastercard compatible.

• Privacy-first: no account, minimal data, fast load.

How we calculate

• Live exchange rates from reputable public sources (e.g., central-bank-based feeds).

• Typical DCC markups derived from reports and user submissions, shown as a range.

• All math is transparent; you can always override a provider’s markup.

Independence & transparency
NoDCC is independent. We may include clearly labeled affiliate links (e.g., travel money products). Links never change the results you see.

Who is it for?
Travelers, expats, small businesses—anyone who wants to understand DCC finance without spreadsheets. Works with credit cards and debit cards (Visa/Mastercard).

Legal
NoDCC is educational content, not financial advice. Card issuers and ATM operators can change fees and rules; always verify on screen.