Paying in Australia without the hidden markup
Domestic ATM networks dropped most fees and DCC is uncommon at ATMs; you’ll mainly meet it at airport retail and hotels.
Loading reference rate…
Say this at the counter
In Australian dollars, please
It means: “charge me in AUD, please, without conversion.”
More languages on the refusal card.
Big-four bank ATMs (CBA, ANZ, NAB, Westpac) don’t charge operator fees. Convenience-store ATMs may.
Heavily card/contactless; cash is optional in cities.
Your bigger cost here is your own card’s foreign-transaction fee: a no-FX-fee card matters more than DCC vigilance.
What would a DCC “yes” cost you here?
Open the calculator preset to AUD and see the overcharge on your exact amount, at today’s ECB reference rate.
Reviewed 7 August 2026 · Neighbours in the guide: Israel · New Zealand · all 30 destinations