Terms of use
1. What NoDCC is, and who operates it
NoDCC.com provides free educational content and browser-based tools about dynamic currency conversion (DCC), exchange rates and travel payment fees. By using the site you accept these terms.
Operator: Justas Jarmalavičius, individuali veikla · Jogailos g. 4B, Vilnius, Lithuania · VAT LT100020563416 · hello@plainforge.com. NoDCC is a plainforge tool.
2. Not financial advice
Nothing on this site is banking, investment, legal, tax or other professional financial advice, and no client or advisory relationship is created by using it. Content is general education about how payment conversion mechanics work. Always check your own card’s terms and the actual screen in front of you before confirming any payment.
3. Estimates, not quotes
Calculator outputs are estimates built from reference exchange rates and published research about typical markups. They are not offers, quotes or guarantees. Real transaction outcomes depend on the specific ATM, merchant, payment provider, card network, timing and your issuer’s terms, and can differ from any estimate shown here.
4. Accuracy and availability
We work to keep rates, country intelligence and regulatory references current, and we correct errors promptly when reported, but the site is provided “as is”, without warranties of accuracy, completeness or availability. Fee practices at ATMs and merchants change without notice.
5. Limitation of liability
To the maximum extent permitted by law, NoDCC and its operator are not liable for any loss or damage arising from use of, or reliance on, the site’s content or tools, including payment outcomes, fees charged by third parties, or decisions made at ATMs, terminals or checkouts.
6. Partner and third-party links
The site carries partner (affiliate) links in two of its guides: a car-rental comparison and a travel eSIM (Airalo) in the DCC refusal guide, and two payment-card options (bunq and Monzo) in the ATM fee guide. If you buy, book or open an account through one we may earn a commission, at no extra cost to you. Each is labelled “Partner link” at the point of use. All other third-party links are editorial recommendations that earn us nothing.
Partner links never affect the calculator’s arithmetic or any advice given, never appear inside the calculator or the refusal card, and are always placed below the free guidance rather than in place of it. Card and account availability, fees and terms are set by the providers, vary by country and change without notice: check them yourself before applying. Third-party products are governed entirely by their own providers’ terms; we are not a party to any agreement you make with them.
7. Intellectual property
The site’s design, text, tools and data compilations are © NoDCC. You may share links freely and quote reasonable excerpts with attribution to nodcc.com. Wholesale reproduction or republication of pages, tools or data sets requires written permission.
8. Acceptable use
Don’t abuse the site: no scraping at disruptive volumes, no attempting to interfere with its operation, and no misrepresenting its content as your own or as professional advice.
9. Changes and contact
We may update these terms; the effective date above changes when we do. Continued use after changes means acceptance. Questions: hello@plainforge.com.